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You are here: Home ∼ Loans ∼ FNB Smart Spend Loans

FNB Smart Spend Loans

fnb smart spend loan
fnb smart spend loan

With FNB Smart Spend Loans you can apply for a loan of R2 000 or more, depending on his/her financial profile, with flexible repayment periods from 6 to 60 months

  • You can get a break every January from paying your loan installment
  • Repayments are done via a monthly debit order and your installment amount will remain fixed over the loan period, even if interest rates go up
  • The loan is offered with insurance which covers the original loan amount in the event of death, retrenchment, dread diseases as well as temporary and permanent disability
  • A  client can get a valid quote for 10 days within which he can either accept or decline the loan offer
  • He/she can choose either a voice logged contract or a paper based contract that is face to face with the branch
  • Individuals banking with South Africa will get lower rates

The bank requires the following documents  for this facility, a valid South African green bar coded ID, 3 months bank statement for non South African customers, one month’s payslip/s 1 for monthly paid/2 for fortnightly paid/ 4 for weekly paid, and proof of at least 6 months employment.

To qualify for, the applicant must:

  • Be between the ages of 18 and 63 years of old
  • Need a minimum monthly take home pay of r700 after meeting all his financial obligations
  • Must have owned an active account for at least 3 months

If a client is to contact the bank regarding the above information, the number to call is 0861 40 40 40.

Posted in Loans Tagged fnb consolidation loans, fnb easy loan application, fnb home loans contact number, fnb loans for bad credit, fnb loans for blacklisted, fnb smart loans contact details, fnb temporary loan, fnb temporary loan smart account
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